Insurance Company Lists

After an accident, many insurance companies use language that may sound like they require the customer to go to a “preferred” shop or a shop that is “on their list”.  This is very misleading as it is law that a vehicle owner can use the shop of their choice to have their car repaired.

Little Known Insurance Facts:
No law requires you to get more than one estimate.
You are not obligated to use any particular body shop. You choose the shop and authorize the repairs.
You do not have to accept the insurance company’s appraisal of damage. Check the “Appraisal Clause” of your policy to learn how to resolve any differences. There is a big difference between shops. Any shop can give you a lower estimate by leaving something out or overlooking parts. Do not assume you can get the quality of workmanship you want from the shop offering the lowest estimate.
Click here to view Maryland Law regarding insurance prohibited acts.

To make an appointment or to have a free estimate, contact us. We can make the claims process simple. From rental to repair, we have your back.